金融英语|金融英语:询问牡丹卡(对话四)

A:Miss Lin,I'd like to recommend a new bank card to you.I think you will like it.

B:really? What's that?

A:Peony Moneylink Card.

B:What is a Moneylink Card?

A:Oh.Is is a versatile^{1 card that links a lot of businesses.}

B:Versatile? What does it mean?

A:You may either make deposits and withdrawals^{3 at any savings4 office or make transfers and inquiries5 at any ATM with the card.}

B:Anything else?

A:With this card,you may also enjoy services like consumption at POS terminals of all the specially-engaged commercial units, payroll^{6 agency service and agency payment for power and gas,etc.}

B:Oh.That's what I want.

A:But,it is only a debit^{7 card without the function of credit consumption.}

B:It doesn't matter.

A:林小姐，我向你推荐一种新卡。我想你肯定喜欢。

B:是不是真的？那是什么卡？

A:牡丹灵通卡？

B:什么是灵通卡？

A:喔。它是一种多作用与功效卡。

B:多作用与功效？这的意思是呢？

A:你可以在任何储蓄所存、取款，在任何一台柜员机上转账、查看。

B:还有其它作用与功效吗？

A:有了这张卡，你还可以享受在所有POS机特约商户消费，代发薪资，代交电费、水费等等。

B:噢。这正是我想要的。

A:但它只不过一种借记卡,没信用消费的功能。

B:没关系。

8

A:Good morning.I want to have a Peony Card of your bank,but I don't know what kind of card is convenient for me.

B:Well.We have a big Peony card family,including Peony Credit Card,PeonyMoneylink Card,Peony International Card,Peony Special Card,Peony Smart Card,etc.

A:Oh.What a big family!

B:Peony Credit Card is a kind of bank card settled on RMB.It provides lots of functions including account transferring,cash saving withdrawal^{2 and credit consuming,etc.}

A:What is a Peony Smart Card?

B:A Peony Smart Card can only be used online.

A:How about a Peony International Card?

B:A Peony International Card is issued by the ICBC to those enterprises or inpiduals who have foreign currency deposit.

A:Can it be settled on RMB?

B:Of course.It is settled both on RMB and US dollars.And it can be used domestically and overseas.

A:Ah. A Peony International Card is all right for me.

B:Thank you for choosing the ICBC.

A:早上好。我想在贵行办一张牡丹卡，但我不了解哪一种卡便捷。

B:嗯。我行的牡丹卡是一个大伙族，包含牡丹信用卡、牡丹灵通卡、牡丹国际卡、牡丹专用卡、牡丹智能卡等等。

A:哦。真是一个大伙族。

B:牡丹信用卡是以人民币结算的银行卡。它具备转账结算、存取现金和信用消费等功能。

A:牡丹智能卡有哪些功能呢？

B:牡丹智能卡只能在网银用。

A:牡丹国际卡又怎么样呢？

B:牡丹国际卡是工行向那些有外币存款的 企业 和个人发行的。

A:它可以用人民币结算吗？

B:当然可以。它既能够用人民币，也可以用USD结算，而且在国内、海外都可以用。

A:啊，牡丹国际卡对我正适合。

B:谢谢你选择工行