The Foreign Exchange Dealings for Inpidual Accounts refers to the firm foreign exchange dealings conducted by the inpiduals through the service personnel behind the counter or through other electronic banking2 service methods within the time for dealings set by the Bank.
个人实盘外汇交易是指个人顾客在银行规定的买卖时间内，通过柜面服务职员或其他电子金融服务方法，进行的实盘外汇交易。Dealings can be carried out through the service personnel behind the counter, by telephone and on self-service devices, etc. The three methods each have their advantages
Dealings at the counter can offer the good services which can be felt in a human atmosphere. It is particularly suitable for the investors4 who have just begun to be involved in the foreign exchange dealings for the inpidual accounts.
Dealings by telephone can make prompt transactions and can be done in different places. It is particularly suitable for the white-collar investors who are occupied with their work.
Self-service dealings can provide substantial information with various charts for technical analysis. It is particularly suitable for the investors who are experienced in the foreign exchange dealings.现在可以通过柜面服务职员、电话、自助买卖设施等方法进行。三种方法各有优点：
柜面买卖，服务周到，并可感觉到人氛围围，特别合适初涉外汇买卖的投资者。
电话买卖，成交迅捷，并可异地操作，特别合适工作繁忙的白领投资者。
自助买卖，信息丰富，并提供多种技术剖析图表，特别合适对外汇买卖有肯定经验的投资者。
Dealings can both be made at the current market prices and on agent basis.
A dealing1 made as per the market price is otherwise called real-time dealing, which is concluded as per the current prices offered by the Bank.
A dealing made on agent basis is otherwise called a dealing as per offered prices, which means an investor3 can leave the order for a dealing to the Bank first, and when the quote the bank offers reaches the level expected by the investor, the computer system of the bank will conclude the business immediately in line with the order of the investor.
A dealing made through telephone is an operating method that saves both time and energy to the fullest extent.既可进行市价买卖，又可进行委托买卖。
市价买卖，又称时价买卖，即依据银行目前的价格即时成交。
委托买卖，又称挂盘买卖，即投资者可以先将买卖指令留给银行，当银行价格到达投资者期望成交的汇价水平常，银行电脑系统就立即依据投资者的委托指令成交。
通过电话进行委托买卖，是最省时省心的操作方法。
1.Dealings at the counter
The customer with a certain amount of foreign currency deposits should go to the designated branch of the Bank to fill out the relevant forms and documents, and then give them to the tellers5 across the counter.
1、柜面买卖
顾客具备肯定金额的外币存款，到指定的银行分支机构填妥有关单据交柜面服务职员即可。2.Dealings by telephone
Get a current All-In-One passbook6 or a debit7 card of the Bank and deposit certain amount of foreign currencies.
Make an application at any of the networks of the Bank with the valid8 credentials9, fill out the relevant application form and sign an agreement and then give them to the tellers across the counter together with the current All-In-One passbook or the debit card.
Insert the six digits10 password for the account and then the account for dealings by telephone opens.
Using the system of dealings by telephone, the customer can use an audio-frequency phone. The dealings can be conducted by dialing the number and inserting the correct account number and the password.2、电话买卖
办理银行活期一本通或借计卡，存入肯定金额的外币。
持有效身份证件，至银行任一网点提出申请，填妥有关申请表并签署协议，与活期一本通或借计卡一块交柜面服务职员。
输入6位数账户密码后，电话买卖账户即已开通。
用电话买卖系统的，顾客可用音频电话机，拨通买卖电话，输入正确的账号及密码后，即可进行买卖。
3.Self-service dealingsGet a current All-In-One passbook or a debit card and deposit certain amount of foreign currencies.
Make an application at any of the networks of the Bank with the valid identification card, fill out the relevant application form and sign an agreement and then give them to the clerks across the counter together with the Current All-In-One passbook or the debit card.
Insert the six-digit password for the account and then the account for self-service dealings opens.
The dealings can be conducted by using the devices for self-service dealings and inserting the correct password.
3、自助买卖
办理银行活期一本通及借计卡，存入肯定金额的外币。
持有效身份证件，至银行任一网点提出申请，填妥有关申请表并签署协议，与活期一本通或借计卡一块交柜面服务职员
输入6位数账户密码后，自助买卖账户即已开通。
用自助买卖设施，输入正确的密码后，即可进行买卖。
