伴随年代的进步，大家的观念也在改变，过去向其他人借钱是件非常没面子的事情，目前贷款已经是件平时事。下面我们为大伙收拾的有关贷款的英语对话，期望对大伙有用!
有关贷款的英语对话
A: I'm just getting started with my business，but the financial part of it is really stressful. Operating a business can be a big liability for personal credit. To cover operating cosplayts，we'll have to take out a loan，but I want to protect my personal credit line from liability.
B: Not to worry. All you have to do is establish corporate credit，and then you can use your business to take out a loan.
A: Is that right? How easy is it to get a loan?
B: Usually it's not too difficult. But whether or not you get favorable terms will depends on your credit rating. The better your credit rating is，the better your options are and the easier it is to get a loan.
A: That makes sense. But how can we find out what our corporate credit rating is to begin with? And if it's low，then how can we improve it?
B: Those are very important questions to ask. You can usually find out what your credit score is quite easily by asking for a credit report. Often financial institutions will offer this as a free service. Which financial institution will you do your banking at?
A: I'm not sure. We need to research the different options available to us. I guess I will choose the one that gives us the best terms and conditions.
A：我的业务才刚刚起步，但在财力方面确实是重压重重。经营一个企业对我的个人信用构成了非常大的负担。为了可以支付运营本钱，大家不能不贷款，但我不想用个人信贷借债。
B：不要着急。你要做的只不过设立一个企业信用，然后就能用企业信用借贷。
A：那行吗?容易贷到款吗?
B：一般情况下不难。能否得到好的条件取决于你的信贷评级。信贷评级越好，选择就越好，而且越容易贷到款。
A：这非常有道理。开始的时候如何才能找出大家企业信贷评级呢?假如评低了，如何才能提升呢?
B：这类都是尤为重要的问题。你可以通过申请一个信誉报告很便捷地得到你们的信誉评分。一般金融机构都免费提供如此的服务。你在什么金融机构存款?
A：我不愿定。大家需要调查各种可行性。我想我会挑一个给大家最佳厚条件和条约的机构。
